Good advice to help you get the most out of your money

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IVA

Banks

Tips for choosing a savings account

One of the most common financial mistakes made by consumers is to fail to conduct proper research when selecting a financial product. Too often consumers automatically sign up for the likes of accounts, mortgages and loans with their current account provider, without exploring the other options available. This means they can miss some of the… Read more

Credit Cards

Credit Cards

Credit ‘becomes increasingly expensive’

Credit is reportedly becoming more expensive, which could be bad news for anybody relying on their credit cards to pay for day-to-living costs. Research conducted by Moneyfacts.co.uk highlights that since the beginning of the year there have been numerous increases to the rates and charges that people pay for using their credit cards. It notes… Read more

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Credit Crunch

Cost of Christmas mounts up for some families

Christmas may be a time for celebration, but it often incurs a heavy cost to families, and research has found that nearly ten million consumers in the UK will take on additional debt to cover expenses during the festive period. The study by Moneysupermarket.com found that just over half (57 per cent) of people have… Read more

Credit Cards

Credit Cards

Credit ‘becomes increasingly expensive’

Credit is reportedly becoming more expensive, which could be bad news for anybody relying on their credit cards to pay for day-to-living costs. Research conducted by Moneyfacts.co.uk highlights that since the beginning of the year there have been numerous increases to the rates and charges that people pay for using their credit cards. It notes… Read more

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Finance

Mintel: Money can buy you happiness

New figures on the spending habits and financial position of Brits suggest that there may be evidence contrary to the old saying “money can’t buy you happiness”. In Mintel’s flagship report British Lifestyles 2011, it was revealed that almost six in ten (58 per cent) Brits earning £50,000 and over report to be “satisfied” with… Read more

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General

Does reading in poor light damage your eyesight?

It has long been thought that reading in insufficient light can be bad for your eyes, potentially contributing to the need for glasses or even laser eye treatment from http://www.ultralase.com. However, one academic begs to differ. In research-based magazine The Conversation, Harrison Weisinger, foundation director of optometry studies at Deakin University, said this is nothing… Read more

dv717001

Credit Crunch

Cost of Christmas mounts up for some families

Christmas may be a time for celebration, but it often incurs a heavy cost to families, and research has found that nearly ten million consumers in the UK will take on additional debt to cover expenses during the festive period. The study by Moneysupermarket.com found that just over half (57 per cent) of people have… Read more

Loans

Loans

Clever consumers” regularly check credit reports

Savvy consumers check their credit reports regularly, according to one expert. James Jones, the consumer education manager at Experian, said that as loans are becoming increasingly difficult to get hold of, consumers need to take steps to maximise their chance of having an application accepted. He added that lenders often rely on credit histories to… Read more

Mortgages

Mortgages

Living in Less Busy Towns can be Better for You

Working in a large built-up area like Bradford is often an essential part of modern life.  However, this does not mean that our home must be smack bang in the middle of a huge metropolis!  There are plenty of smaller places to live and many of these will still be only a short distance away… Read more

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Travel

FTA analyses tyres of UK fleets

The Freight Transport Association (FTA) has carried out a wide-ranging survey on the state of tyres in UK fleets, including factors such as tread depth, under-inflation and the condition of the side wall. Fleet managers with Staveley Head Lorry Insurance may wish to take notice of the FTA’s findings, which could help them to avoid… Read more